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Life Insurance

Life Insurance

Life insurance is a long-term financial tool that acts as financial support to fulfill the financial needs of your family at important life stages even in your absence. In this, the insurer pays an amount in exchange for a premium, upon the policyholder’s death or after a set period. 

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What is Life Insurance Policy?

A life insurance policy is a scheme that offers guaranteed financial protection for a specific term against the death of the policyholder. The financial protection offered as the sum assured on death of the life assured is payable to the assigned beneficiary of the life insurance policy. The insurer pays out the promised benefit amount either on the death of the life assured (as mentioned earlier) or at the end of the policy term on the date of maturity.

Key Features of Life Insurance Policy