Sanskriti Investment Bharuch Started Its Journey With The Mutual Fund Business. Since 2006 We Believe That Sip has been A Big Game Changer For Wealth Creation In Our Life. " ટીપે ટીપે સરોવર ભરાય “ A Great Gujarati Phrase Shows Us The Importance Of Sip. A Mutual Fund Is A Professionally Managed Investment Vehicle That Pools Money From Many DC Investors To Invest In A Diversified Portfolio Of Stocks, Bonds, Or Other Securities.
How Mutual Funds Work:
1. Investors Put Money Into A Mutual Fund.
2. The Fund Manager Invests The Pooled Money Into Various Assets (e.g., Stocks, And Bonds).
3. The Fund Earns Income Through Dividends, Interest, Or Capital Gains.
4. Investors Receive A Proportionate Share Of The Fund’s Returns.
Types Of Mutual Funds:
1. Equity Funds (stocks)
2. Fixed Income Funds (bonds)
3. Balanced Funds (mix Of Stocks And Bonds)
4. Sector Funds (e.g., Technology, Healthcare)
5. Index Funds (track A Specific Market Index)
6. Exchange-traded Funds (ETFs)
Importance Of Mutual Funds For Financial Goals:
1. Diversification: Spreads Risk Across Various Assets.
2. Professional Management: Experienced Fund Managers Make Investment Decisions.
3. Convenience: Simplifies Investing For Individual Investors.
4. Economies Of Scale: Reduces Costs Through Pooled Investments.
5. Liquidity: Easily Buy Or Sell Fund Units.
6. Flexibility: Offers Various Investment Options.
7. Regular Income: Provides Steady Returns Through Dividend Payments.
8. Long-term Growth: Suitable For Long-term Financial Goals.
Benefits For Financial Goals:
1. Retirement Planning
2. Wealth Creation
3. Education Planning
4. Tax Savings
5. Emergency Funding
6. Down Payment On A House
7. Insurance Savings
Key Considerations:
1. Risk Tolerance
2. Investment Horizon
3. Fees And Expenses
4. Fund Performance
5. Manager Track Record
6. Asset Allocation
Popular Mutual Fund Options:
Equity Growth In India Has Been Impressive In 2024, With Several Mutual Funds Showing Significant Returns. Here Are Some Of The Top-performing Equity Mutual Funds In India:
– Aditya Birla Sun Life Psu Equity Fund Direct-growth: This Fund Has Shown A Remarkable 48.50% Return Over The Past Three Years, With A Significant Portion Of Its Investments In Large-cap Stocks ¹.
– Sbi Psu Direct Plan-growth: With A Return Of 45.50% Over Three Years, This Fund Has Allocated 91.05% Of Its Investments To Equities, With A Focus On Large-cap Stocks ¹.
– Icici Prudential Infrastructure Direct-growth: This Fund Has Delivered A 43.77% Return Over Three Years, With A Diversified Portfolio Of Infrastructure-related Stocks.
– Hdfc Infrastructure Direct Plan-growth: With A Return Of 42.95% Over Three Years, This Fund Has Invested Heavily In Domestic Equities, With A Focus On Large-cap Stocks.
– Quant Infrastructure Fund Direct-growth: This Fund Has Shown A 42.86% Return Over Three Years, With A Balanced Portfolio Of Large-cap, Mid-cap, And Small-cap Stocks.
It’s Essential To Note That Past Performance Is Not A Guarantee Of Future Returns, And Investors Should Consider Factors Like Risk Tolerance, Investment Goals, And Expense Ratios Before Investing In Mutual Funds ¹.
When Selecting A Mutual Fund, Consider Your Financial Goals, Risk Tolerance, And Investment Horizon.
Feel Free To Contact Us To Invest In Mutual Funds.